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How to File a Truck Accident Claim The majority of accidents involving trucks are caused by negligence on the part of the truck driver or the trucking company. In most cases, victims of injury are required to make a claim to receive full compensation for accident-related costs. Medical bills are a cost that truck accident victims often must pay. The insurance provider for the liable party may require an independent medical examination in order to determine the extent of your injuries and how they affect your daily life. Medical Care You need to seek medical attention right away following an accident involving a truck to ensure your safety and health. In getting medical attention as soon as possible will make it easier for you to document the injuries you sustained in order to use them as evidence in your claim. It will also assist you to create an argument that is stronger and proves your injuries resulted from the crash. Medical expenses are an essential element of any claim for personal injury. They demonstrate the extent of your injury and how it has affected your life. Without solid documentation of your injuries, you could not be able claim the full amount of compensation for all your injuries. In certain cases the medical treatment could be so that you are not able to work or return to your regular activities. In this scenario, you may be entitled to compensation for your loss of income. You could also be eligible to receive reimbursement for the cost of any assistive device that you need to live an ordinary life. As with any accident there are many parties that could be held accountable for a truck crash. These include: Truck drivers: They could be employees of a company, who have a contract to drive for an employer or independently owned operators. They operate their trucks on behalf of their own company or the shipper for whom they have an agreement. When truck drivers are negligent, reckless, or otherwise engaged in unsafe actions on the road, they can be held responsible for causing the crash. Other drivers: If a driver's negligence contributed to an accident, that driver may be held responsible. It is normal for other drivers to be liable in truck accidents, specifically when the other party was driving in a reckless manner or was distracted. The responsible parties might try to minimize your claim, by denying responsibility or recording the statement against you, or deceiving your into admitting fault. This is why it is important to work with an experienced truck accident lawyer. Your attorney will fight to defend your rights and ensure that the responsible party is paid the amount you are due. Lost Wages While fender-benders, parking lot scrapes are normal for passenger vehicles but the same cannot be said for truck accidents. These accidents are more serious and are more likely to result in permanent disability and long-term injuries. They also carry larger loads, which can cause more risk to the occupants. There are many different types of truck drivers, including owner-operators who own their own vehicles and contract with shippers to transport items for a fee, or corporate drivers who drive vehicles of their employers. Both parties could be held accountable in collisions that involve a commercial vehicle depending on the circumstances. A person who suffers an injury from a truck accident that keeps them from working might be eligible for compensation for lost wages. The amount they could have made during the time they were unable work due to injuries is used to determine the amount of compensation. This includes regular salaries and benefits like paid time off or overtime. In order to award damages for lost wages, a judge normally will review a letter from an injured party's doctor that details their treatment plan and explains the reason they were unable to go to work. A letter from their employer confirming their salary, hourly pay and the number of days they were unable go to work due to their injury is also required. After the evidence has been gathered, your attorney will prepare a package of demands which outlines the amount you've suffered due to the truck accident. This is sent to the insurance company of the other driver. It includes an unambiguous message that outlines the facts of the situation, how you were injured and the amount you're asking for. There may be a back and forth communication during the negotiation process, and if an agreement is not reached, your attorney will initiate a lawsuit on behalf. In the majority of instances, a plaintiff is able to claim the compensation for lost wages via the at-fault driver's liability bodily injury coverage. If this isn't available or is not available, those injured by an uninsured or underinsured driver can file a claim through their car insurance company to the extent of their personal injury protection (PIP) coverage limit. Suffering and Pain Accidents involving trucks can cause physical pain and emotional distress along with financial loss. These damages that are not economic are difficult to measure, but they merit compensation in the form of monetary. A knowledgeable New York truck accident lawyer can review your case and determine the value of your non-economic injuries. Injuries can make you be unable to take part in your most loved hobbies or pastimes. You may be unable to take trips or other activities that make your life more enjoyable. palatine truck accident attorney deserve compensation for these losses. Other examples of non-economic losses include loss of consortium and enjoyment of life. If you are injured in an accident with a large truck, it is important to seek medical attention immediately. This will help you maintain your health but will also be an invaluable document in any future personal injuries claims. It is also essential to undergo an accurate medical assessment, even if your injuries seem to be minor at the moment. Over time, medical professionals can determine the severity of your injury and offer you the correct treatment. The next step is to have your attorney go through all the evidence, and then compile an order letter that sets forth your compensation needs. Your lawyer will then forward the demand letter to the parties at fault and their insurance providers. Your lawyer will be prepared to go to trial if they refuse to meet your demands. This shows that you are not willing to back down, and that they should treat you respectfully if they wish to give you a fair and reasonable amount. Be prepared for the insurance company of the responsible party to contact you regarding the collision and any injuries that you suffered. They're often “wolves in sheepskins” and will try to get you to give them information that they could twist and use against your settlement in court. By letting your lawyer handle all communications with insurance companies and other parties, you will make sure that you don't make any statements that could be used against you. Damages Damages are the primary element of any truck accident claim. Damages can be economic (medical expenses or lost wages) or non-economic (pain and suffering). All damage is caused by negligence. In order to claim compensation for these losses, the victim of injury must prove that the liable person failed to exercise reasonable care while operating or maintaining their vehicle, or negligently acted on the road. Even minor accidents can cause devastating injuries due to the size and weight. It is imperative to seek immediate medical attention, even if your injuries appear to be minor. This will not only ensure your health, but also provide vital evidence in the event of a possible injury claim. This will allow your insurance company to know the full extent of your injuries, and might help them argue that you're not as severely injured as you claim. Additionally, it is crucial to keep track of all expenses incurred in connection with your accident. This includes travel expenses you incur in order to get to doctor's appointments or other treatments and any property damage sustained in the collision. This includes your car which could be totaled in a serious crash, as well as personal items such as watches and other jewelry. Insurance companies may contact you to offer you a settlement quickly after the crash. You should not talk to them or accept a settlement without consulting with an experienced truck accident lawyer. These people often try to convince you to accept low offers that do not adequately cover the expenses associated with an accident. A lawyer with experience will be able review your records to give you an accurate estimate of the case. Additionally, your lawyer will be able to determine whether any additional damages are available such as punitive damages. These are damages that are intended to penalize the offender and deter others from engaging similar behavior.